Mutual Fund Investing
Fund selection across categories, lumpsum setup, and switching when something stops making sense.
Mutual Fund InvestingServices
Everything under one roof
Most people arrive with one question — where to start a SIP, or whether their existing portfolio is any good. These are the areas that question usually opens up into.
What we do
Where we can help
Each one links through to what it actually involves. You do not need all of them — most people start with one.
SIP Investing
A fixed amount invested automatically every month, from ₹500. The simplest place to start, and the easiest habit to keep.
SIP InvestingGoal-Based Investing
Money set aside for particular things — a home, a child’s education, retirement — instead of one big undivided pot.
Goal-Based InvestingPortfolio Review
An honest second look at what you already own, and whether anything actually needs changing.
Portfolio ReviewRetirement Planning
Working out how much you will need, then arranging it so the money lasts as long as you do.
Retirement PlanningInsurance & Protection
Checking whether your life and health cover would actually hold up, before you need it to.
Insurance & ProtectionTax-Saving Investments
Using the tax breaks you are entitled to, so less of what you earn goes out in tax you did not have to pay.
Tax-Saving InvestmentsNRI Investing
Investing in India from abroad — NRE and NRO accounts, FEMA rules, and the tax questions that come with living overseas.
NRI InvestingITR Filing Support
Help getting your income tax return filed correctly and on time, prepared alongside a qualified chartered accountant.
ITR Filing SupportPractical details
Things people ask first
The questions that come up in almost every opening conversation.
How much do I need to start investing?
Most fund houses accept SIPs from ₹500 a month, and lumpsum investments from ₹5,000. There is no minimum portfolio size required to have a conversation with us.
What does this cost me?
There is nothing to pay us. Mutual fund schemes carry their own charges, which are built into the fund and are the same wherever you invest. We are paid by the fund houses, not by you.
Which fund houses can I invest in through you?
Schemes from all major Indian asset management companies, accessed through the FundzBazar platform operated by Prudent Corporate Advisory Services Limited.
Can everything be done remotely?
Yes. KYC, folio creation, bank mandates and transactions are completed digitally. This is how most of our NRI clients work with us, and it works equally well within India.
Do you handle anything besides mutual funds?
Yes. Insurance, fixed income, bonds and NPS are all available through the relevant IRDAI- and SEBI-licensed entities on the Prudent platform, alongside mutual funds.
Not sure which of these you need?
That’s usually what the first conversation is for. Start with a free review of what you hold today.